Wise: International Transfers
by Wise Payments Ltd
App Store
Finance
Free
4.7
Rating
90,093
Reviews
-
Downloads
22
Views
Description
Products available depend on where you live. Check wise.com or download the app, to see what’s available for you.
Make your money work worldwide, for less. 160 countries. 40 currencies.
Move, send and spend your money internationally with Wise. Get paid like a local. Keep as many currencies as you want. All without any hidden fees, and all at the real mid-market exchange rate.
Join 16+ million people and businesses worldwide.
— International money transfers —
• Send money to 70+ countries, fast
• Get the mid-market exchange rate, for every money transfer
• Over 65% of transfers are instant, arriving in under 20 seconds (transaction speed claimed depends on individual circumstances and may not be available for all transactions)
• Secure your transfers with two-factor authentication, encryption and biometrics
— The Multi-Currency Card that’s always got the right currency —
• Spend or withdraw cash in more than 160 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your digital card details
— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction
— Hold 40 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the mid-market exchange rate, for a super-low fee
• Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts
— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more
Wise is regulated by local authorities around the world. Wise is a Money Service Business (“MSB”“) registered with FinCen, not an FDIC-insured bank. It is authorized to operate as a MSB in most states. In other states, the MSB program is sponsored by Community Federal Savings Bank, to which we’re a service provider. The Wise Multi-Currency Card Program is issued by Wise’s sponsor Bank(s)*, member(s) FDIC. pursuant to licensing by Visa® U.S.A. Inc. The Wise Multi-Currency Card is available to eligible consumers and commercial entities. Not available in all countries. Fees vary based on type of transaction. T&C apply. Find more info at https://wise.com/us/
*Lead Bank and Community Federal Savings Bank.
Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)
Make your money work worldwide, for less. 160 countries. 40 currencies.
Move, send and spend your money internationally with Wise. Get paid like a local. Keep as many currencies as you want. All without any hidden fees, and all at the real mid-market exchange rate.
Join 16+ million people and businesses worldwide.
— International money transfers —
• Send money to 70+ countries, fast
• Get the mid-market exchange rate, for every money transfer
• Over 65% of transfers are instant, arriving in under 20 seconds (transaction speed claimed depends on individual circumstances and may not be available for all transactions)
• Secure your transfers with two-factor authentication, encryption and biometrics
— The Multi-Currency Card that’s always got the right currency —
• Spend or withdraw cash in more than 160 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your digital card details
— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction
— Hold 40 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the mid-market exchange rate, for a super-low fee
• Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts
— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more
Wise is regulated by local authorities around the world. Wise is a Money Service Business (“MSB”“) registered with FinCen, not an FDIC-insured bank. It is authorized to operate as a MSB in most states. In other states, the MSB program is sponsored by Community Federal Savings Bank, to which we’re a service provider. The Wise Multi-Currency Card Program is issued by Wise’s sponsor Bank(s)*, member(s) FDIC. pursuant to licensing by Visa® U.S.A. Inc. The Wise Multi-Currency Card is available to eligible consumers and commercial entities. Not available in all countries. Fees vary based on type of transaction. T&C apply. Find more info at https://wise.com/us/
*Lead Bank and Community Federal Savings Bank.
Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)
Expert Review & Analysis
## Wise: International Transfers App Review
Wise: International Transfers is a mobile application designed to facilitate seamless and cost-effective international money transfers. Its primary function is to provide a platform for sending and receiving money across borders in various currencies, eliminating many of the fees and complexities associated with traditional banking methods. Beyond simple transfers, the app offers a multi-currency account, a debit card, and business-oriented features, all aimed at simplifying international financial management.
1. What the App Does: The core function of the Wise app is to enable users to send and receive money internationally at the real mid-market exchange rate, minimizing hidden fees and offering transparency. This involves converting between 40+ currencies and transferring funds to over 70 countries. Beyond transfers, the app provides a multi-currency account for holding and managing funds in different currencies, a debit card for spending abroad, and account details (like UK sort codes, IBANs, etc.) to receive payments like a local in various countries. A dedicated business account option caters to the needs of entrepreneurs and businesses with international operations.
2. Key Features: Wise's strength lies in its transparency and cost-effectiveness. The use of the mid-market exchange rate significantly reduces transfer costs compared to traditional banks. The speed of transfers, with over 65% being instant, is a major advantage. The multi-currency account eliminates the need for multiple bank accounts in different countries, simplifying financial management. The multi-currency debit card offers convenience for spending and withdrawing cash internationally, automatically converting funds at competitive rates. The ability to receive payments like a local, using local account details, is another powerful feature, beneficial for freelancers and businesses. The app also offers robust security features such as two-factor authentication and encryption.
3. Use Cases: Wise is beneficial for a wide range of users. Individuals frequently sending or receiving money abroad, such as students studying overseas, expats supporting family back home, or those with international investments, will greatly benefit from the app's low fees and speed. Freelancers and businesses with international clients will find the ability to receive payments in local currencies and the business account features invaluable. Travelers can utilize the multi-currency card to avoid high foreign transaction fees and easily manage expenses while abroad.
4. Target Audience: The app caters to a broad audience, including individuals, freelancers, and businesses engaged in international transactions. Students, expats, travelers, and anyone regularly dealing with international payments will find Wise a valuable tool. Businesses, especially those with international clients or suppliers, will appreciate the features designed to streamline cross-border payments and manage multiple currencies efficiently.
5. Overall Assessment: Wise: International Transfers receives a well-deserved high rating. Its focus on transparency, low fees, and speed sets it apart from traditional banking options for international transactions. The comprehensive suite of features, including the multi-currency account, debit card, and business account, makes it a versatile and powerful tool for managing international finances. While not a bank, Wise’s regulatory compliance and security measures instill confidence. The 4.7/5 App Store rating reflects the generally positive user experience. However, potential users should carefully review the specific fees and transaction speeds applicable to their individual circumstances, as these may vary depending on the countries and currencies involved. Overall, Wise is a highly recommended application for anyone needing a reliable and affordable solution for international money transfers.
Wise: International Transfers is a mobile application designed to facilitate seamless and cost-effective international money transfers. Its primary function is to provide a platform for sending and receiving money across borders in various currencies, eliminating many of the fees and complexities associated with traditional banking methods. Beyond simple transfers, the app offers a multi-currency account, a debit card, and business-oriented features, all aimed at simplifying international financial management.
1. What the App Does: The core function of the Wise app is to enable users to send and receive money internationally at the real mid-market exchange rate, minimizing hidden fees and offering transparency. This involves converting between 40+ currencies and transferring funds to over 70 countries. Beyond transfers, the app provides a multi-currency account for holding and managing funds in different currencies, a debit card for spending abroad, and account details (like UK sort codes, IBANs, etc.) to receive payments like a local in various countries. A dedicated business account option caters to the needs of entrepreneurs and businesses with international operations.
2. Key Features: Wise's strength lies in its transparency and cost-effectiveness. The use of the mid-market exchange rate significantly reduces transfer costs compared to traditional banks. The speed of transfers, with over 65% being instant, is a major advantage. The multi-currency account eliminates the need for multiple bank accounts in different countries, simplifying financial management. The multi-currency debit card offers convenience for spending and withdrawing cash internationally, automatically converting funds at competitive rates. The ability to receive payments like a local, using local account details, is another powerful feature, beneficial for freelancers and businesses. The app also offers robust security features such as two-factor authentication and encryption.
3. Use Cases: Wise is beneficial for a wide range of users. Individuals frequently sending or receiving money abroad, such as students studying overseas, expats supporting family back home, or those with international investments, will greatly benefit from the app's low fees and speed. Freelancers and businesses with international clients will find the ability to receive payments in local currencies and the business account features invaluable. Travelers can utilize the multi-currency card to avoid high foreign transaction fees and easily manage expenses while abroad.
4. Target Audience: The app caters to a broad audience, including individuals, freelancers, and businesses engaged in international transactions. Students, expats, travelers, and anyone regularly dealing with international payments will find Wise a valuable tool. Businesses, especially those with international clients or suppliers, will appreciate the features designed to streamline cross-border payments and manage multiple currencies efficiently.
5. Overall Assessment: Wise: International Transfers receives a well-deserved high rating. Its focus on transparency, low fees, and speed sets it apart from traditional banking options for international transactions. The comprehensive suite of features, including the multi-currency account, debit card, and business account, makes it a versatile and powerful tool for managing international finances. While not a bank, Wise’s regulatory compliance and security measures instill confidence. The 4.7/5 App Store rating reflects the generally positive user experience. However, potential users should carefully review the specific fees and transaction speeds applicable to their individual circumstances, as these may vary depending on the countries and currencies involved. Overall, Wise is a highly recommended application for anyone needing a reliable and affordable solution for international money transfers.
Screenshots
App Information
Updated
2013-10-04
Content Rating
4+
Contains Ads
No
Developer
Wise Payments Ltd
Price
$0.00
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