U.S. Bank Mobile Banking

U.S. Bank Mobile Banking

by U.S. Bancorp

App Store Finance Free
4.8
Rating
1,810,273
Reviews
-
Downloads
12
Views

Description

The award-winning (1) U.S. Bank Mobile App lets you manage your accounts, monitor cash flow, send money and much more, all in one app.

Security at your fingertips
• Log in with your credentials or enroll in digital services.
• Be alerted to duplicate charges, suspicious activity, and low balances.

Manage accounts and cards

• View accounts & balances in one spot: checking, savings, credit cards, loans, and more.
• Securely access credit scores.
• Set travel notifications, lock & unlock cards, and more.
• Add cards to mobile wallet.
• Select your language preference to English or Spanish.

Manage and move money easily

• Send & request money with friends and family using Zelle®(2.)
• Quickly deposit checks, now with increased limits.
• Pay & manage bills in one spot.
• Make transfers between U.S. Bank accounts.
• See how your cash flow is trending with a daily look comparing your income and spending.
• Track your cash flow, monitor your credit score and more with plan and track.

Get personalized insights
• Review monthly spending in key categories, like Food & Dining.
• Get recommendations from U.S. Bank Smart Assistant® on how to save and grow your money based on your spending history.

Explore products

• Apply for new accounts, credit cards, loans, small business accounts, & more.
• Get help when you need it.
• Explore the Help Center for answers to commonly asked questions.
• View banking demos on Digital Explorer.
• Schedule an appointment with a banker or get real-time support with Cobrowse.
• Locate branches & ATMs near you.

Manage your investments with U.S. Bancorp Investments, an affiliate of U.S. Bank
• View U.S. Bancorp Investments accounts & balances.
• Make transfers between U.S. Bank accounts & U.S. Bancorp Investment accounts.
1. Industry benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile app in its Q3 2021 Mobile Banker Scorecard.
2. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Terms and conditions apply
3. U.S. Bank and U.S. Bancorp Investments is committed to protecting your privacy and security. Learn more by visiting U.S. Bank Consumer Privacy Pledge, the U.S. Bancorp
Investments Privacy Pledge, and the Online Privacy and Security Policy. The Digital Security Guarantee | Mobile and online security | U.S. Bank (usbank.com) protects customers from fraud loss. For more information about U.S. Bank Mobile Banking, please visit usbank.com/mobile or call us toll-free at 800-685-5035.
Investment and insurance products and services including annuities are:
a. Not a Deposit ● Not FDIC Insured ● May Lose Value ● Not Bank Guaranteed ● Not Insured by any Federal Government Agency
For U.S. Bank:
Equal Housing Lender. Credit products offered by U.S. Bank National Association and subject to normal credit approval. Deposit products are offered by U.S. Bank National Association. Member FDIC.
U.S. Bank is not responsible for and does not guarantee the products, services, or performance of U.S. Bancorp Investments.
For U.S. Bancorp Investments:
Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.
Insurance products are available through various affiliated non-bank insurance agencies, which are U.S. Bancorp subsidiaries. Products may not be available in all states. CA Insurance License# 0E24641.
U.S. Bank is not responsible for and does not guarantee the products, services, or performance of U.S. Bancorp Investments, Inc.
US Bancorp
800 Nicollet Mall
Minneapolis, MN-55402-7000

Expert Review & Analysis

## U.S. Bank Mobile Banking App Review

The U.S. Bank Mobile Banking app provides a comprehensive suite of financial management tools, aiming to consolidate various banking functions into a single, user-friendly platform. Its primary purpose is to allow customers to access and manage their U.S. Bank accounts, including checking, savings, credit cards, loans, and investments (through U.S. Bancorp Investments), conveniently from their mobile devices.

1. What the App Does: The app's core functions revolve around account management, money movement, and financial insights. Users can view account balances, transaction history, pay bills, transfer funds between accounts (including U.S. Bancorp Investments accounts), deposit checks, send and request money via Zelle, and manage their debit and credit cards (including locking/unlocking and travel notifications). Beyond basic banking, the app offers features like credit score access, personalized spending analysis, financial planning tools, and the ability to apply for new financial products.

2. Key Features: The app's strengths lie in its breadth of functionality and user-friendly interface. Key advantages include:

* Comprehensive Account Management: Centralized view of all U.S. Bank accounts and associated information.
* Secure Transactions: Multiple layers of security, including login credentials and fraud alerts.
* Zelle Integration: Seamless peer-to-peer money transfers.
* Robust Bill Pay: Convenient and centralized bill payment system.
* Personalized Insights: Spending analysis and financial recommendations tailored to individual user behavior.
* Investment Account Access: Integrated access to U.S. Bancorp Investments accounts for a holistic view of finances.
* Excellent Customer Support: Offers various support options including a help center, appointment scheduling, and real-time Cobrowse assistance.

3. Use Cases: The app is useful for a wide range of scenarios:

* Daily Banking: Checking balances, making transfers, paying bills, and monitoring transactions.
* Travel: Locking/unlocking cards, setting travel notifications.
* Financial Planning: Tracking spending, receiving personalized financial recommendations.
* Emergency Situations: Quickly locking cards, reviewing account activity for suspicious activity.
* Managing Investments: Monitoring investment accounts and transferring funds between accounts.

4. Target Audience: The app is primarily targeted towards existing U.S. Bank customers who want convenient mobile access to their accounts and financial tools. However, its features such as account application make it suitable for prospective customers as well. The app's comprehensive nature and user-friendly design make it accessible to a broad range of users, regardless of their technological proficiency.

5. Overall Assessment: With a 4.8/5 rating, the U.S. Bank Mobile Banking app clearly delivers a positive user experience. Its comprehensive feature set, secure environment, and user-friendly design make it a strong contender among mobile banking applications. The integration with Zelle and U.S. Bancorp Investments adds significant value. While minor improvements could always be made, the app provides a robust and convenient solution for managing personal finances, making it a highly recommended tool for U.S. Bank customers. The inclusion of various support options further enhances its user-friendliness.
Review published on June 22, 2025

Screenshots

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App Information
Updated
2011-09-30
Content Rating
4+
Contains Ads
No
Developer
U.S. Bancorp
Price
$0.00
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