True Finance: Cash Advance
by True Finance LLC
App Store
Finance
Free
4.8
Rating
17,343
Reviews
-
Downloads
18
Views
Description
Could you use a few bucks in between paydays? True Finance is here to help. Get cash advances directly to your bank account, up to $100. No credit checks. No interest. No problem.
CASH ADVANCES***
Access to up to $100 cash advance. Approval not guaranteed. Need it rapidly? We can expedite within minutes for a small fee*. All you have to do is download the app today and connect your bank account to get started. Once you’re a member**, request an advance and receive funds in your bank account in 3 days or less.
CHECK CREDIT SCORE
True Finance partnered with Array to provide our users with a view of their credit score and report in the app. Worried about identity fraud? Get alerts when there is activity on your credit report. We provide customers with a free view of their credit score. These details are provided by VantageScore 3.0 using Equifax data.We provide alerts of changes to your credit file. Every time a new loan or other financial product which requires a credit pull is requested, you will be alerted.
INSTANT PROCESSING
*True Finance offers quick processing to users who qualify. Instant processing is an extra fee, ranging from $1.99 - $5.99. By choosing instant processing, members opt-in to paying the fee and receive their cash advance within the hour, rather than standard 1-2 business day ACH processing. Approval depends on if a user’s bank is covered through FedNow. FedNow does not cover some smaller banks and credit unions.
EARN TAB
Make extra money effortlessly by playing games and completing tasks in our free-to-use earn tab. We offer a range of games, tasks, and surveys to turn your free time into cash.
MARKETPLACE OFFERS
Explore our marketplace to find a loan, shop for insurance, or apply for a credit card. Whatever you're in the market for, it's all here.
ABOUT US
True launched in 2023 with a mission to help millions of Americans who need a few dollars in between paydays. We also help members view and understand their credit score, provide ways to earn extra cash playing games and completing tasks, and offer a marketplace where users can find loans, shop for insurance, and more.
True Finance is not affiliated with loan apps, money apps, instant loan, money app with advance, money lending app, fast cash, Vola Finance, Empower: Cash Advance & Credit, MoneyLion: Banking & Rewards, Rain Instant Pay, Dave: Fash Cash & Banking, Cleo: Cash Advance & Credit, Credit Genie, Albert: Budgeting & Banking, Clair, Possible: Fast Cash & Credit, ImmediatePay, FloatMe: Fast Cash Advance, Grid Money, Oasis: Cash Advance, EarnIn: Make Every Day Payday, B9: Cash Advance, Lenme: Investing & Borrowing, Brigit, Chime, Even, Cash App, Klover, Current, Cleo, SoFi Money, Varo Advance, PayActiv, MoneyKey, Branch, Upstart.
CASH ADVANCES***
Access to up to $100 cash advance. Approval not guaranteed. Need it rapidly? We can expedite within minutes for a small fee*. All you have to do is download the app today and connect your bank account to get started. Once you’re a member**, request an advance and receive funds in your bank account in 3 days or less.
CHECK CREDIT SCORE
True Finance partnered with Array to provide our users with a view of their credit score and report in the app. Worried about identity fraud? Get alerts when there is activity on your credit report. We provide customers with a free view of their credit score. These details are provided by VantageScore 3.0 using Equifax data.We provide alerts of changes to your credit file. Every time a new loan or other financial product which requires a credit pull is requested, you will be alerted.
INSTANT PROCESSING
*True Finance offers quick processing to users who qualify. Instant processing is an extra fee, ranging from $1.99 - $5.99. By choosing instant processing, members opt-in to paying the fee and receive their cash advance within the hour, rather than standard 1-2 business day ACH processing. Approval depends on if a user’s bank is covered through FedNow. FedNow does not cover some smaller banks and credit unions.
EARN TAB
Make extra money effortlessly by playing games and completing tasks in our free-to-use earn tab. We offer a range of games, tasks, and surveys to turn your free time into cash.
MARKETPLACE OFFERS
Explore our marketplace to find a loan, shop for insurance, or apply for a credit card. Whatever you're in the market for, it's all here.
ABOUT US
True launched in 2023 with a mission to help millions of Americans who need a few dollars in between paydays. We also help members view and understand their credit score, provide ways to earn extra cash playing games and completing tasks, and offer a marketplace where users can find loans, shop for insurance, and more.
True Finance is not affiliated with loan apps, money apps, instant loan, money app with advance, money lending app, fast cash, Vola Finance, Empower: Cash Advance & Credit, MoneyLion: Banking & Rewards, Rain Instant Pay, Dave: Fash Cash & Banking, Cleo: Cash Advance & Credit, Credit Genie, Albert: Budgeting & Banking, Clair, Possible: Fast Cash & Credit, ImmediatePay, FloatMe: Fast Cash Advance, Grid Money, Oasis: Cash Advance, EarnIn: Make Every Day Payday, B9: Cash Advance, Lenme: Investing & Borrowing, Brigit, Chime, Even, Cash App, Klover, Current, Cleo, SoFi Money, Varo Advance, PayActiv, MoneyKey, Branch, Upstart.
Expert Review & Analysis
## True Finance: Cash Advance App Review
True Finance is a mobile application designed to provide short-term financial assistance to users facing temporary cash flow issues. Its core function revolves around offering small cash advances, coupled with supplementary features aimed at improving users' financial literacy and exploring additional financial products.
1. What the App Does:
The app's primary purpose is to provide cash advances of up to $100. This service aims to bridge the gap between paydays, offering a quick solution for unexpected expenses. Beyond cash advances, True Finance offers a credit score check, a platform for earning extra cash through games and tasks, and a marketplace featuring loans, insurance, and credit cards.
2. Key Features:
* Cash Advance: Offers up to $100 with no credit checks or interest, though an expedited option incurs a small fee. While convenient, the limited advance amount might not suffice for larger emergencies.
* Credit Score Check: Provides users with a free VantageScore 3.0 credit score and report using Equifax data, including alerts for credit report activity. This feature is valuable for users seeking to monitor their credit health.
* Earn Tab: Allows users to earn extra money by completing tasks and playing games, offering a supplementary income stream, though the earnings potential might be limited.
* Marketplace: Provides access to various financial products like loans, insurance, and credit cards, expanding users' options for managing their finances. This acts as a useful aggregator for related services.
* Instant Processing (Paid): Offers faster cash advance disbursement for an additional fee, catering to users with urgent needs. However, this option’s availability depends on the user's bank’s participation in the FedNow system.
3. Use Cases:
True Finance is most useful for individuals who:
* Need a small, short-term loan to cover unexpected expenses before their next payday.
* Want to monitor their credit score and receive alerts about potential fraudulent activity.
* Are looking for ways to supplement their income through small tasks and games.
* Need a convenient platform to explore different financial products like loans and insurance.
4. Target Audience:
The app is best suited for young adults or individuals with limited access to traditional credit lines who occasionally require small, short-term financial assistance. Those with good financial management habits but occasional unexpected expenses would find this app particularly helpful. It's less suitable for individuals needing larger sums of money or those facing chronic financial difficulties.
5. Overall Assessment:
True Finance offers a convenient solution for small, short-term financial needs. The combination of cash advance, credit score monitoring, and supplementary income opportunities makes it a potentially valuable tool for a specific demographic. However, the limited cash advance amount and the fees associated with expedited processing should be carefully considered. The app's 4.8/5 rating suggests a generally positive user experience, but potential users should carefully review the terms and conditions, particularly regarding fees and processing times, before utilizing the service. The inclusion of a marketplace broadens its appeal and adds value beyond the core cash advance function. Transparency regarding fees and limitations is crucial for maintaining user trust and ensuring responsible financial practices.
True Finance is a mobile application designed to provide short-term financial assistance to users facing temporary cash flow issues. Its core function revolves around offering small cash advances, coupled with supplementary features aimed at improving users' financial literacy and exploring additional financial products.
1. What the App Does:
The app's primary purpose is to provide cash advances of up to $100. This service aims to bridge the gap between paydays, offering a quick solution for unexpected expenses. Beyond cash advances, True Finance offers a credit score check, a platform for earning extra cash through games and tasks, and a marketplace featuring loans, insurance, and credit cards.
2. Key Features:
* Cash Advance: Offers up to $100 with no credit checks or interest, though an expedited option incurs a small fee. While convenient, the limited advance amount might not suffice for larger emergencies.
* Credit Score Check: Provides users with a free VantageScore 3.0 credit score and report using Equifax data, including alerts for credit report activity. This feature is valuable for users seeking to monitor their credit health.
* Earn Tab: Allows users to earn extra money by completing tasks and playing games, offering a supplementary income stream, though the earnings potential might be limited.
* Marketplace: Provides access to various financial products like loans, insurance, and credit cards, expanding users' options for managing their finances. This acts as a useful aggregator for related services.
* Instant Processing (Paid): Offers faster cash advance disbursement for an additional fee, catering to users with urgent needs. However, this option’s availability depends on the user's bank’s participation in the FedNow system.
3. Use Cases:
True Finance is most useful for individuals who:
* Need a small, short-term loan to cover unexpected expenses before their next payday.
* Want to monitor their credit score and receive alerts about potential fraudulent activity.
* Are looking for ways to supplement their income through small tasks and games.
* Need a convenient platform to explore different financial products like loans and insurance.
4. Target Audience:
The app is best suited for young adults or individuals with limited access to traditional credit lines who occasionally require small, short-term financial assistance. Those with good financial management habits but occasional unexpected expenses would find this app particularly helpful. It's less suitable for individuals needing larger sums of money or those facing chronic financial difficulties.
5. Overall Assessment:
True Finance offers a convenient solution for small, short-term financial needs. The combination of cash advance, credit score monitoring, and supplementary income opportunities makes it a potentially valuable tool for a specific demographic. However, the limited cash advance amount and the fees associated with expedited processing should be carefully considered. The app's 4.8/5 rating suggests a generally positive user experience, but potential users should carefully review the terms and conditions, particularly regarding fees and processing times, before utilizing the service. The inclusion of a marketplace broadens its appeal and adds value beyond the core cash advance function. Transparency regarding fees and limitations is crucial for maintaining user trust and ensuring responsible financial practices.
Screenshots
App Information
Updated
2022-12-21
Content Rating
4+
Contains Ads
No
Developer
True Finance LLC
Price
$0.00
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