TransUnion®
by TransUnion
App Store
Finance
Free
4.6
Rating
38,392
Reviews
-
Downloads
17
Views
Description
Get your free credit scores, free credit reports, free credit monitoring & free access to personalized offers based on your TransUnion credit profile with the official TransUnion app. There’s no credit card required!
Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility.
Simply create your free account (no credit card required) and start using our app (won’t hurt your score) to:
Plan Your Credit Future
Know what’s affecting your score, what to work on, and where your score could go.
Stay on Top of Changes
Know where your TransUnion report & score stand with refreshes available daily. Get an alert whenever there’s a critical credit report or score change.
Apply with Confidence
See credit offers you’re likely to qualify for based on your TransUnion credit profile.
Join us now to get your free credit scores, free credit reports, free credit monitoring & personalized offers!
Upgrade your membership to add premium features like quarterly 3-bureau reports and identity monitoring.
***AGE DISCLAIMER: You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service here: https://www.transunion.com/legal/credit-membership-terms.***
ABOUT TRANSUNION
TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business
Personal information we collect -- https://www.transunion.com/privacy/consumer-interactive#2
Do not sell or share my personal information -- https://www.transunion.com/optout
Limit the use of my sensitive personal information -- https://www.transunion.com/optout
Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility.
Simply create your free account (no credit card required) and start using our app (won’t hurt your score) to:
Plan Your Credit Future
Know what’s affecting your score, what to work on, and where your score could go.
Stay on Top of Changes
Know where your TransUnion report & score stand with refreshes available daily. Get an alert whenever there’s a critical credit report or score change.
Apply with Confidence
See credit offers you’re likely to qualify for based on your TransUnion credit profile.
Join us now to get your free credit scores, free credit reports, free credit monitoring & personalized offers!
Upgrade your membership to add premium features like quarterly 3-bureau reports and identity monitoring.
***AGE DISCLAIMER: You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service here: https://www.transunion.com/legal/credit-membership-terms.***
ABOUT TRANSUNION
TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business
Personal information we collect -- https://www.transunion.com/privacy/consumer-interactive#2
Do not sell or share my personal information -- https://www.transunion.com/optout
Limit the use of my sensitive personal information -- https://www.transunion.com/optout
Expert Review & Analysis
## TransUnion® Mobile App Review
The TransUnion® mobile application provides users with convenient access to their TransUnion credit score, report, and related financial information. Its primary purpose is to empower users to understand and manage their credit health, offering tools for monitoring, improvement, and accessing relevant financial offers.
1. What the App Does: The app's core function is to deliver a user-friendly interface for accessing and understanding one's TransUnion credit data. This includes displaying the VantageScore® 3.0 credit score, providing a credit report summary, and offering insights into factors influencing the score. Furthermore, it offers personalized financial product offers based on the user's credit profile and facilitates credit monitoring with alerts for significant changes.
2. Key Features: The app's strengths lie in its accessibility and ease of use. The free access to a credit score and report is a major advantage, removing a significant barrier to entry for many users. Daily score and report refreshes provide up-to-date information. Personalized offer suggestions can help users find suitable financial products. The alert system for critical credit report changes provides valuable peace of mind and allows for timely intervention in case of suspected fraud or errors. While a free version exists, the option to upgrade to a premium membership offers additional features like quarterly 3-bureau reports and identity monitoring, catering to users seeking more comprehensive credit protection.
3. Use Cases: The app is useful for a wide range of individuals. It's ideal for those who want to:
* Monitor their credit score regularly: The daily updates and alerts allow for proactive management of credit health.
* Understand what impacts their credit score: The app provides insights into the factors contributing to the score, guiding users on potential improvements.
* Find suitable financial products: Personalized offers can save time and effort in searching for loans, credit cards, or insurance.
* Detect potential fraud or errors: The alert system can immediately notify users of suspicious activity on their credit report.
* Prepare for major financial decisions: Having a clear understanding of their credit score and report is crucial before applying for loans, mortgages, or other credit products.
4. Target Audience: The app is suitable for adults aged 18 and above who are interested in managing their personal finances and credit health. This includes individuals who:
* Are new to credit and want to learn about their credit score.
* Have existing credit and want to monitor their progress.
* Are planning significant financial purchases requiring credit.
* Want to protect themselves against identity theft.
5. Overall Assessment: The TransUnion® app provides a valuable service, offering easy access to crucial credit information and tools for managing credit health. The free version is a significant benefit, making credit monitoring accessible to a broader audience. While the VantageScore® 3.0 model used might differ from scores used by all lenders, the app clearly states this limitation. The app's user-friendly interface, combined with its features like daily updates and alerts, makes it a highly effective tool for personal finance management. The option for a premium membership caters to users seeking more comprehensive protection. The high rating (4.6/5) reflects the positive user experience, although individual experiences may vary. Overall, the TransUnion® app is a recommended resource for anyone seeking to understand and improve their credit standing.
The TransUnion® mobile application provides users with convenient access to their TransUnion credit score, report, and related financial information. Its primary purpose is to empower users to understand and manage their credit health, offering tools for monitoring, improvement, and accessing relevant financial offers.
1. What the App Does: The app's core function is to deliver a user-friendly interface for accessing and understanding one's TransUnion credit data. This includes displaying the VantageScore® 3.0 credit score, providing a credit report summary, and offering insights into factors influencing the score. Furthermore, it offers personalized financial product offers based on the user's credit profile and facilitates credit monitoring with alerts for significant changes.
2. Key Features: The app's strengths lie in its accessibility and ease of use. The free access to a credit score and report is a major advantage, removing a significant barrier to entry for many users. Daily score and report refreshes provide up-to-date information. Personalized offer suggestions can help users find suitable financial products. The alert system for critical credit report changes provides valuable peace of mind and allows for timely intervention in case of suspected fraud or errors. While a free version exists, the option to upgrade to a premium membership offers additional features like quarterly 3-bureau reports and identity monitoring, catering to users seeking more comprehensive credit protection.
3. Use Cases: The app is useful for a wide range of individuals. It's ideal for those who want to:
* Monitor their credit score regularly: The daily updates and alerts allow for proactive management of credit health.
* Understand what impacts their credit score: The app provides insights into the factors contributing to the score, guiding users on potential improvements.
* Find suitable financial products: Personalized offers can save time and effort in searching for loans, credit cards, or insurance.
* Detect potential fraud or errors: The alert system can immediately notify users of suspicious activity on their credit report.
* Prepare for major financial decisions: Having a clear understanding of their credit score and report is crucial before applying for loans, mortgages, or other credit products.
4. Target Audience: The app is suitable for adults aged 18 and above who are interested in managing their personal finances and credit health. This includes individuals who:
* Are new to credit and want to learn about their credit score.
* Have existing credit and want to monitor their progress.
* Are planning significant financial purchases requiring credit.
* Want to protect themselves against identity theft.
5. Overall Assessment: The TransUnion® app provides a valuable service, offering easy access to crucial credit information and tools for managing credit health. The free version is a significant benefit, making credit monitoring accessible to a broader audience. While the VantageScore® 3.0 model used might differ from scores used by all lenders, the app clearly states this limitation. The app's user-friendly interface, combined with its features like daily updates and alerts, makes it a highly effective tool for personal finance management. The option for a premium membership caters to users seeking more comprehensive protection. The high rating (4.6/5) reflects the positive user experience, although individual experiences may vary. Overall, the TransUnion® app is a recommended resource for anyone seeking to understand and improve their credit standing.
Screenshots
App Information
Updated
2013-07-02
Content Rating
4+
Contains Ads
No
Developer
TransUnion
Price
$0.00
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