Splitwise

Splitwise

by Splitwise, Inc.

App Store Finance Free
3.6
Rating
17,778
Reviews
-
Downloads
16
Views

Description

Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships.

Splitwise is great for:
- Roommates splitting rent and apartment bills
- Group trips around the world
- Splitting a vacation house for skiing or at the beach
- Weddings and bachelor/bachelorette parties
- Couples sharing relationship costs
- Friends and co-workers who go out to lunch or dinner together frequently
- Loans and IOUS between friends
- And so much more

Splitwise is simple to use:
- Create groups or private friendships for any splitting situation
- Add expenses, IOUs, or informal debts in any currency, with support for offline entry
- Expenses are backed up online so everyone can log in, view their balances, and add expenses
- Keep track of who should pay next, or settle up by recording cash payments or using our integrations

We also have powerful features that can handle almost any money sharing situation. Here are some of our industry-leading features:
- Multi-platform support for smartphones and web
- Simplify debts into the easiest repayment plan
- Expense categorization
- Calculate group totals
- Export to CSV
- Comment directly on expenses
- Split expenses equally or unequally by percentages, shares, or exact amounts
- Add informal debts and IOUs
- Create bills that reccur monthly, weekly, yearly, fortnightly
- Add multiple payers on a single expense
- See total balances with a person across multiple groups and private expenses
- Custom user avatars
- Cover photos for groups
- Activity feed and push notifications help you stay on top of changes
- View your edit history for changes to an expense
- Any deleted group or bill can be restored easily
- World-class customer support
- Pay back using our integrated payments: Venmo and PayPal (US only), Paytm (India only)
- 100+ currencies and growing
- 7+ supported languages

Endorsements:
“Makes it easy to split everything from your dinner bill to rent.” - NY Times
"Fundamental for tracking finances. As good as WhatsApp for containing awkwardness." – The Financial Times
“I never fight with roommates over bills because of this genius expense-splitting app”- Business Insider
“The Single Best App You Can Download for Group Trips of Any Kind” - Thrillist
“Life Changing! I don’t review many things, but this app has seriously improved my quality of life. It has saved my sanity when it comes to splitting utilities, mortgage, groceries, dog expenses...the list goes on. No more saving receipts, making spreadsheets, and manually calculating each month. So handy for group trips/weekends, too! THANK YOU!!” – Courtney via the App Store

We offer in-app purchases for “Splitwise Pro”, the benefits of which are described below. The subscription amount will be charged to your App Store account and will vary by plan and country. You’ll see the total price before completing your first payment. If you don’t choose to purchase “Splitwise Pro”, you can continue using Splitwise for free.

Premium Subscription Service “Splitwise Pro”:
1. Store high-resolution receipts in the cloud (10GB cloud storage)
2. OCR integration for scanning and itemizing receipts
3. Backups to JSON, downloadable from our website
4. Convert expenses to different currencies using our Open Exchange Rates integration
5. Access to “spending by category” budgeting tools and other charts
6. Search full expense history

“Splitwise Pro” subscriptions purchased in-app renew monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store.

Terms of Service and Privacy Policy: https://www.splitwise.com/terms

Expert Review & Analysis

## Splitwise App Review: A Comprehensive Look

1. What the App Does:

Splitwise is an expense-tracking and splitting application designed to simplify shared finances among friends, family, roommates, or colleagues. Its primary function is to record and manage shared expenses, automatically calculating who owes whom and facilitating easy settlement of debts. The app handles various expense types, including equal and unequal splits, IOUs, and recurring bills, across multiple currencies.

2. Key Features:

Splitwise boasts a robust feature set contributing to its effectiveness:

* Intuitive Expense Tracking: Adding expenses is straightforward, allowing for multiple payers, percentage-based splits, and detailed descriptions. Offline entry ensures data capture even without internet access.
* Debt Management: The app automatically calculates individual balances, clearly showing who owes whom. This eliminates the confusion and awkwardness often associated with shared finances.
* Group Management: Users can create multiple groups for different scenarios (e.g., roommates, travel group, work colleagues), maintaining separate expense records for each.
* Recurring Bills: The ability to schedule recurring bills simplifies the management of regular shared expenses like rent or subscriptions.
* Payment Integrations: Integration with payment platforms like Venmo and PayPal (region-specific) streamlines the repayment process.
* Multi-Platform Support: Access to data and functionality is consistent across smartphones and web browsers.
* Powerful Reporting: Users can generate reports (including CSV export) to track spending patterns and overall balances.
* Premium Features (Splitwise Pro): The paid subscription enhances functionality with features like high-resolution receipt storage, OCR for receipt scanning, advanced budgeting tools, and currency conversion.


3. Use Cases:

Splitwise proves valuable in a wide range of situations:

* Shared Housing: Effortlessly manage rent, utilities, and groceries among roommates.
* Group Travel: Accurately track expenses for vacations, ensuring fair distribution of costs among participants.
* Social Gatherings: Easily split bills from dinners, outings, or events with friends.
* Business Expenses: Track shared expenses among colleagues on work-related projects.
* Family Finances: Manage shared household expenses or track loans and IOUs within a family.


4. Target Audience:

Splitwise caters to a broad audience, including:

* Students: Ideal for managing shared accommodation costs and social expenses.
* Young Professionals: Useful for tracking shared living expenses and social outings.
* Families: Helps manage household finances and track loans between family members.
* Travelers: Simplifies expense tracking for group trips.
* Roommates: Eliminates the hassle of manual expense tracking and reconciliation.


5. Overall Assessment:

Splitwise receives a well-deserved 3.6/5 rating. Its intuitive design, robust features, and wide range of use cases make it a powerful tool for managing shared expenses. While the free version offers comprehensive functionality, the premium features in Splitwise Pro enhance the user experience significantly, particularly for those needing advanced budgeting and receipt management capabilities. The app's success hinges on user participation; its effectiveness is maximized when all involved parties actively use the app. The lack of worldwide payment integration is a minor drawback, but overall, Splitwise remains a highly recommended solution for simplifying shared finances and avoiding awkward money conversations.
Review published on June 22, 2025

Screenshots

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App Information
Updated
2011-08-24
Content Rating
4+
Contains Ads
No
Developer
Splitwise, Inc.
Price
$0.00
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