Revolut: Send, spend and save
by Revolut Ltd
App Store
Finance
Free
4.7
Rating
55,316
Reviews
-
Downloads
17
Views
Description
Join the 50+ million customers worldwide who use our app to spend, send, and save smarter.
Make your spend, well-spent
Pay any way, with physical cards, virtual cards, single-use virtual cards for extra protection, Google or Apple Pay
Spend abroad with great exchange rates (fees additional to the rate provided may apply)
Access 55+ K in-network ATMs worldwide with no fees
Link your external bank accounts to stay on top of all your spending
Design a physical card you vibe with (fees may apply).
Set your kids up for financial success. Get them a Revolut ＜18 account, with their own card, so they can learn about money in a safe and fun way
Send money near, far, wherever they are
Request or send 25+ currencies with a tap to anyone, anywhere
Chat, send, and receive money, in one place. Whatever your plans, transfers are almost instant between your Revolut friends with P2P payments
Split and settle bills in one place. You can even share a fun GIF to diffuse any tension
Save the interest-ing way
Grow your money with up to 4.25%* APY with Savings Vaults, Access your savings whenever you need to, with zero penalties or fees
Build your savings effortlessly — set up recurring transfers and round up spare change to stash cash
Explore Stock Trading (capital at risk)
Start trading stocks from $1 (other fees may apply)
Choose from 2,000+ stocks to invest in some of the world's most popular companies
Enjoy no-commission stock trading within your monthly allowance (other fees may apply)
All investments involve risk, including possible loss of principal. Investment accounts and disclosures may be displayed together. Self-directed brokerage products are provided by Revolut Securities Inc., member FINRA/SIPC. Brokerage Products • Not FDIC Insured • No Bank Guarantee • May Lose Value. Automated investing is provided by Revolut Wealth Inc, an SEC-registered investment adviser.
End the overspend
Get instant spending notifications to keep track of every payment
Use smart budgeting and analytics tools to stop wondering where your money went, and start telling it where to go
Worried about missing upcoming payments or subscription charges? Don't be — we'll notify you beforehand
Upgrade to one of our paid plans to get exclusive cards, more benefits, and even cooler perks. Pick the plan that's right for you: Premium or Metal (Paid Plan T&Cs and subscription fees apply).
Unlock security features that you control
Freeze and unfreeze your card in a tap
Use single-use cards with new details generated each time you use it, for an extra layer of protection
Set spending limits and get notifications to keep track of your money
How we protect your money
Our sophisticated fraud prevention system flags high-risk transactions and pings you an alert, so you can spot scams, and nip 'em in the bud
Extensive identity verification keeps sign-ups secure, and your account is protected with passcodes and biometrics
We're available 24/7 via our in-app customer support
Funds in your Revolut Prepaid Card Account are held at or transferred to Lead Bank, Member FDIC, and are insured by the FDIC up to $250,000 applicable limits by the FDIC in the event Lead Bank fails if specific deposit insurance requirements are met. See FDIC-Prepaid Cards and Deposit Insurance Coverage.
California Privacy Notice: https://www.revolut.com/en-US/legal/privacy
*The highest APY is available to users on a Premium or Metal plan. Annual Percentage Yield (APY) is a variable rate and subject to change. These APYs are accurate as of October, 20th, 2023. Monthly fees apply for Premium and Metal plans. Terms and Conditions Apply. No minimum amount required. Savings Vault services provided by Sutton Bank, Member FDIC
Revolut Ltd (No. 08804411) is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). Registered address: 107 Greenwich Street, 20th Floor, New York, NY 10006
Make your spend, well-spent
Pay any way, with physical cards, virtual cards, single-use virtual cards for extra protection, Google or Apple Pay
Spend abroad with great exchange rates (fees additional to the rate provided may apply)
Access 55+ K in-network ATMs worldwide with no fees
Link your external bank accounts to stay on top of all your spending
Design a physical card you vibe with (fees may apply).
Set your kids up for financial success. Get them a Revolut ＜18 account, with their own card, so they can learn about money in a safe and fun way
Send money near, far, wherever they are
Request or send 25+ currencies with a tap to anyone, anywhere
Chat, send, and receive money, in one place. Whatever your plans, transfers are almost instant between your Revolut friends with P2P payments
Split and settle bills in one place. You can even share a fun GIF to diffuse any tension
Save the interest-ing way
Grow your money with up to 4.25%* APY with Savings Vaults, Access your savings whenever you need to, with zero penalties or fees
Build your savings effortlessly — set up recurring transfers and round up spare change to stash cash
Explore Stock Trading (capital at risk)
Start trading stocks from $1 (other fees may apply)
Choose from 2,000+ stocks to invest in some of the world's most popular companies
Enjoy no-commission stock trading within your monthly allowance (other fees may apply)
All investments involve risk, including possible loss of principal. Investment accounts and disclosures may be displayed together. Self-directed brokerage products are provided by Revolut Securities Inc., member FINRA/SIPC. Brokerage Products • Not FDIC Insured • No Bank Guarantee • May Lose Value. Automated investing is provided by Revolut Wealth Inc, an SEC-registered investment adviser.
End the overspend
Get instant spending notifications to keep track of every payment
Use smart budgeting and analytics tools to stop wondering where your money went, and start telling it where to go
Worried about missing upcoming payments or subscription charges? Don't be — we'll notify you beforehand
Upgrade to one of our paid plans to get exclusive cards, more benefits, and even cooler perks. Pick the plan that's right for you: Premium or Metal (Paid Plan T&Cs and subscription fees apply).
Unlock security features that you control
Freeze and unfreeze your card in a tap
Use single-use cards with new details generated each time you use it, for an extra layer of protection
Set spending limits and get notifications to keep track of your money
How we protect your money
Our sophisticated fraud prevention system flags high-risk transactions and pings you an alert, so you can spot scams, and nip 'em in the bud
Extensive identity verification keeps sign-ups secure, and your account is protected with passcodes and biometrics
We're available 24/7 via our in-app customer support
Funds in your Revolut Prepaid Card Account are held at or transferred to Lead Bank, Member FDIC, and are insured by the FDIC up to $250,000 applicable limits by the FDIC in the event Lead Bank fails if specific deposit insurance requirements are met. See FDIC-Prepaid Cards and Deposit Insurance Coverage.
California Privacy Notice: https://www.revolut.com/en-US/legal/privacy
*The highest APY is available to users on a Premium or Metal plan. Annual Percentage Yield (APY) is a variable rate and subject to change. These APYs are accurate as of October, 20th, 2023. Monthly fees apply for Premium and Metal plans. Terms and Conditions Apply. No minimum amount required. Savings Vault services provided by Sutton Bank, Member FDIC
Revolut Ltd (No. 08804411) is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). Registered address: 107 Greenwich Street, 20th Floor, New York, NY 10006
Expert Review & Analysis
## Revolut: A Comprehensive Review
Revolut is a mobile banking application designed to simplify and enhance personal finance management. Its core purpose is to provide a streamlined platform for spending, sending, and saving money, all within a single, user-friendly interface. It aims to offer a superior alternative to traditional banking, particularly for individuals who frequently travel internationally or engage in cross-border transactions.
1. What the App Does: Revolut's primary functions revolve around international money transfers, currency exchange, budgeting, and investment. Users can hold and manage multiple currencies, send money globally with competitive exchange rates, receive instant notifications on spending, and utilize budgeting tools for financial tracking. The app also offers features such as debit card management (physical and virtual), savings accounts with interest, and access to stock trading.
2. Key Features & Strengths: Revolut boasts several key features that contribute to its popularity:
* Multi-currency Accounts: Holding and managing multiple currencies eliminates the need for multiple bank accounts and simplifies international transactions.
* Competitive Exchange Rates: While fees apply, the exchange rates are generally considered favorable compared to traditional banks.
* International ATM Access: Fee-free ATM withdrawals from a vast network worldwide are a significant advantage for travelers.
* Virtual and Physical Cards: The ability to create virtual cards for online purchases and single-use cards enhances security. Customizable physical cards add a personalized touch.
* Savings Vaults: The integrated savings feature, offering interest-bearing accounts, encourages users to save money effectively.
* Budgeting and Analytics: The app provides robust tools to monitor spending habits and set budgets, promoting financial awareness.
* Peer-to-Peer (P2P) Payments: Sending and receiving money to friends and family is seamless and fast.
* Stock Trading (with limitations): Access to stock trading, albeit with commission limitations and associated risks, adds another layer of financial management within the app.
3. Use Cases: Revolut is particularly useful for:
* Frequent Travelers: The multi-currency accounts, competitive exchange rates, and global ATM access make it ideal for international travel.
* Individuals with International Transactions: Sending and receiving money internationally becomes significantly easier and cheaper.
* Budget-Conscious Individuals: The budgeting tools and spending notifications help users track expenses and manage their finances effectively.
* Young Adults Learning About Finance: The app's user-friendly interface and financial management tools are suitable for those new to managing money.
* Investors seeking diversified portfolio (with caution): The stock trading feature provides a simple entry point for beginner investors, but careful consideration of risk is crucial.
4. Target Audience: Revolut appeals to a broad audience, including students, young professionals, travelers, freelancers, and anyone seeking a modern and convenient alternative to traditional banking. However, individuals requiring complex banking services or those averse to digital-only banking may find it less suitable.
5. Overall Assessment: Revolut provides a compelling alternative to traditional banking, particularly for those with international financial needs. Its user-friendly interface, comprehensive features, and competitive exchange rates make it a strong contender in the fintech market. However, potential users should carefully review the fee structure and understand the limitations of its investment features. The high 4.7 rating on the App Store reflects its overall positive reception. While the paid premium plans offer enhanced benefits, the free plan provides sufficient functionality for many users. The app's security features and FDIC insurance for held funds add to its overall trustworthiness, though users should always practice responsible financial management.
Revolut is a mobile banking application designed to simplify and enhance personal finance management. Its core purpose is to provide a streamlined platform for spending, sending, and saving money, all within a single, user-friendly interface. It aims to offer a superior alternative to traditional banking, particularly for individuals who frequently travel internationally or engage in cross-border transactions.
1. What the App Does: Revolut's primary functions revolve around international money transfers, currency exchange, budgeting, and investment. Users can hold and manage multiple currencies, send money globally with competitive exchange rates, receive instant notifications on spending, and utilize budgeting tools for financial tracking. The app also offers features such as debit card management (physical and virtual), savings accounts with interest, and access to stock trading.
2. Key Features & Strengths: Revolut boasts several key features that contribute to its popularity:
* Multi-currency Accounts: Holding and managing multiple currencies eliminates the need for multiple bank accounts and simplifies international transactions.
* Competitive Exchange Rates: While fees apply, the exchange rates are generally considered favorable compared to traditional banks.
* International ATM Access: Fee-free ATM withdrawals from a vast network worldwide are a significant advantage for travelers.
* Virtual and Physical Cards: The ability to create virtual cards for online purchases and single-use cards enhances security. Customizable physical cards add a personalized touch.
* Savings Vaults: The integrated savings feature, offering interest-bearing accounts, encourages users to save money effectively.
* Budgeting and Analytics: The app provides robust tools to monitor spending habits and set budgets, promoting financial awareness.
* Peer-to-Peer (P2P) Payments: Sending and receiving money to friends and family is seamless and fast.
* Stock Trading (with limitations): Access to stock trading, albeit with commission limitations and associated risks, adds another layer of financial management within the app.
3. Use Cases: Revolut is particularly useful for:
* Frequent Travelers: The multi-currency accounts, competitive exchange rates, and global ATM access make it ideal for international travel.
* Individuals with International Transactions: Sending and receiving money internationally becomes significantly easier and cheaper.
* Budget-Conscious Individuals: The budgeting tools and spending notifications help users track expenses and manage their finances effectively.
* Young Adults Learning About Finance: The app's user-friendly interface and financial management tools are suitable for those new to managing money.
* Investors seeking diversified portfolio (with caution): The stock trading feature provides a simple entry point for beginner investors, but careful consideration of risk is crucial.
4. Target Audience: Revolut appeals to a broad audience, including students, young professionals, travelers, freelancers, and anyone seeking a modern and convenient alternative to traditional banking. However, individuals requiring complex banking services or those averse to digital-only banking may find it less suitable.
5. Overall Assessment: Revolut provides a compelling alternative to traditional banking, particularly for those with international financial needs. Its user-friendly interface, comprehensive features, and competitive exchange rates make it a strong contender in the fintech market. However, potential users should carefully review the fee structure and understand the limitations of its investment features. The high 4.7 rating on the App Store reflects its overall positive reception. While the paid premium plans offer enhanced benefits, the free plan provides sufficient functionality for many users. The app's security features and FDIC insurance for held funds add to its overall trustworthiness, though users should always practice responsible financial management.
Screenshots
App Information
Updated
2015-03-01
Content Rating
4+
Contains Ads
No
Developer
Revolut Ltd
Price
$0.00
Similar Apps
