Possible: Fast Cash & Credit
by Possible Finance
App Store
Finance
Free
4.8
Rating
119,960
Reviews
-
Downloads
29
Views
Description
Get cash fast. No late fees—ever. Build credit history. Borrow up to $500 instantly*^ even with bad or no credit. Receive your money quickly, improve your financial health, and gain peace of mind.
Need a quick cash advance? Meet the Possible Loan:
Borrow up to $500 instantly*^
No late or penalty fees—ever
Pay Over Time in 4 installments
Easily & securely link your bank account for Direct Deposit
Bad or no credit OK—apply with no impact to your FICO® score
When you're approved, get cash in minutes^ straight to your bank
A credit builder** loan you can trust:
100,000+ 5-star reviews
Join over 3 million Possible members
On average, customers saved over $470† by choosing Possible
Over $400 million lent to customers in need
Build payment history, an important part of credit history, with every on-time payment
Link your bank account and set up Direct Deposit to get your cash advance and make payments easily
Some credit builder loans charge fees, but Possible has no late fees or penalty fees, ever
Reschedule your payments up to 29 days with no impact to your credit score
"This company actually saved my life a few times! They are fast, efficient and the money is in your bank in less than 24 hrs… And they don't charge a hefty fee either! Love them!"
Jenna
"I have a hard time even finding words that accurately describe how pleased I am with Possible Finance…It's like borrowing money from a good friend that increases your credit. Seriously the best experience I've ever had. 110% recommend it!"
Nellyville107, App Store
"By far the best way to build your credit quickly!"
Toby
"Very easy and increased my credit. They don't kill you with fees, the payments are flexible and it is very simple."
David
"I am glad I found Possible, Application was simple and fast…Thank you Possible!"
Nel N, BBB
Possible Loan is subject to eligibility and approval by Possible Financial Inc. dba "Possible Finance" and "Possible" or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed.
Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, UT and WA. FL Residents (for loans generated prior to 6/15/22): License #FT340001187; Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.
Loans in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Maximum loan amounts vary by state. In California, max loan amount is $250.
^Funds disbursement typically occurs within minutes of approval but can take up to five days.
†In 2022, Possible customers saved on average $470 in fees charged by traditional payday lenders. Savings based on the maximum fees Possible could have charged customers, including late fees, insufficient funds fees, etc. Results will vary.
**Improve credit with on-time payments. Credit scores are based on many factors and individual results may vary.
The Possible Card has maximum 0% Annual Percentage Rate (APR)** for qualified customers. Currently only available in select states.
**The Possible Card membership fee is $8/month for a $400 credit limit and $16/month for an $800 credit limit.
Possible Card is issued by Coastal Community Bank pursuant to its license with Mastercard® International Incorporated. Terms are subject to eligibility. Possible Financial Inc.© 2024 (NMLS #1697898), PO Box 98686, Las Vegas, NV 89193. (206) 202-5115. For Possible Card support: (855) 961-5354
Possible Financial Inc.© 2022 (NMLS #1697898) PO Box 98686, Las Vegas NV 89193
+1 (206) 202-5115
Need a quick cash advance? Meet the Possible Loan:
Borrow up to $500 instantly*^
No late or penalty fees—ever
Pay Over Time in 4 installments
Easily & securely link your bank account for Direct Deposit
Bad or no credit OK—apply with no impact to your FICO® score
When you're approved, get cash in minutes^ straight to your bank
A credit builder** loan you can trust:
100,000+ 5-star reviews
Join over 3 million Possible members
On average, customers saved over $470† by choosing Possible
Over $400 million lent to customers in need
Build payment history, an important part of credit history, with every on-time payment
Link your bank account and set up Direct Deposit to get your cash advance and make payments easily
Some credit builder loans charge fees, but Possible has no late fees or penalty fees, ever
Reschedule your payments up to 29 days with no impact to your credit score
"This company actually saved my life a few times! They are fast, efficient and the money is in your bank in less than 24 hrs… And they don't charge a hefty fee either! Love them!"
Jenna
"I have a hard time even finding words that accurately describe how pleased I am with Possible Finance…It's like borrowing money from a good friend that increases your credit. Seriously the best experience I've ever had. 110% recommend it!"
Nellyville107, App Store
"By far the best way to build your credit quickly!"
Toby
"Very easy and increased my credit. They don't kill you with fees, the payments are flexible and it is very simple."
David
"I am glad I found Possible, Application was simple and fast…Thank you Possible!"
Nel N, BBB
Possible Loan is subject to eligibility and approval by Possible Financial Inc. dba "Possible Finance" and "Possible" or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed.
Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, UT and WA. FL Residents (for loans generated prior to 6/15/22): License #FT340001187; Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.
Loans in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Maximum loan amounts vary by state. In California, max loan amount is $250.
^Funds disbursement typically occurs within minutes of approval but can take up to five days.
†In 2022, Possible customers saved on average $470 in fees charged by traditional payday lenders. Savings based on the maximum fees Possible could have charged customers, including late fees, insufficient funds fees, etc. Results will vary.
**Improve credit with on-time payments. Credit scores are based on many factors and individual results may vary.
The Possible Card has maximum 0% Annual Percentage Rate (APR)** for qualified customers. Currently only available in select states.
**The Possible Card membership fee is $8/month for a $400 credit limit and $16/month for an $800 credit limit.
Possible Card is issued by Coastal Community Bank pursuant to its license with Mastercard® International Incorporated. Terms are subject to eligibility. Possible Financial Inc.© 2024 (NMLS #1697898), PO Box 98686, Las Vegas, NV 89193. (206) 202-5115. For Possible Card support: (855) 961-5354
Possible Financial Inc.© 2022 (NMLS #1697898) PO Box 98686, Las Vegas NV 89193
+1 (206) 202-5115
Expert Review & Analysis
## Possible: Fast Cash & Credit App Review
1. What the App Does:
The Possible app provides small-dollar loans and credit-building tools. Its primary function is to offer quick cash advances of up to $500, repaid in four installments. The app also positions itself as a credit-building tool, reporting on-time payments to credit bureaus, potentially improving users' credit scores over time. This dual functionality distinguishes it from typical payday loan apps.
2. Key Features:
* Fast Cash Advances: The app boasts quick disbursement of funds, typically within minutes of approval, although it acknowledges this could take up to five days. This speed is a significant advantage for users facing immediate financial needs.
* No Late Fees: A major selling point is the absence of late fees or penalty fees, mitigating the risk of spiraling debt common with other short-term loan products.
* Credit Building: The app emphasizes its role in helping users build credit history through timely repayments. This feature appeals to individuals with limited or damaged credit.
* Flexible Repayment: The ability to reschedule payments (up to 29 days) without impacting credit scores offers a degree of flexibility for users experiencing unexpected financial challenges.
* Easy Application Process: User testimonials highlight a simple and straightforward application process.
* Transparent Fees: While the app doesn't explicitly state interest rates, the emphasis on no late fees suggests potential transparency regarding other charges. However, further details about the APR would be beneficial.
* Possible Card: The app mentions a supplementary Possible Card offering a 0% APR for qualified customers, adding a credit-building component with a potential monthly fee.
3. Use Cases:
The Possible app is useful for individuals needing immediate access to small amounts of cash for unexpected expenses like car repairs, medical bills, or temporary shortfalls in income. It's also suitable for those looking to improve their credit scores by establishing a positive payment history. The flexibility in repayment options can be advantageous for individuals who anticipate occasional payment difficulties.
4. Target Audience:
The app targets individuals with limited or damaged credit who need quick access to small amounts of money. This includes those who may have previously relied on payday loans but seek a less expensive alternative. The credit-building aspect also appeals to young adults or those new to managing credit.
5. Overall Assessment:
Possible presents a compelling alternative to traditional payday loans, emphasizing affordability and credit-building potential. The high app store rating and numerous positive testimonials suggest a generally positive user experience. However, transparency regarding interest rates and APRs, particularly for the Possible Card, is crucial for a complete understanding of the costs involved. While the claim of saving users money compared to payday loans is compelling, potential users should carefully compare the total cost of borrowing with other available options. The app's success hinges on its ability to balance providing quick access to funds with responsible lending practices and clear cost disclosure. Overall, it appears to be a potentially valuable tool for those who meet its eligibility criteria and carefully consider its terms.
1. What the App Does:
The Possible app provides small-dollar loans and credit-building tools. Its primary function is to offer quick cash advances of up to $500, repaid in four installments. The app also positions itself as a credit-building tool, reporting on-time payments to credit bureaus, potentially improving users' credit scores over time. This dual functionality distinguishes it from typical payday loan apps.
2. Key Features:
* Fast Cash Advances: The app boasts quick disbursement of funds, typically within minutes of approval, although it acknowledges this could take up to five days. This speed is a significant advantage for users facing immediate financial needs.
* No Late Fees: A major selling point is the absence of late fees or penalty fees, mitigating the risk of spiraling debt common with other short-term loan products.
* Credit Building: The app emphasizes its role in helping users build credit history through timely repayments. This feature appeals to individuals with limited or damaged credit.
* Flexible Repayment: The ability to reschedule payments (up to 29 days) without impacting credit scores offers a degree of flexibility for users experiencing unexpected financial challenges.
* Easy Application Process: User testimonials highlight a simple and straightforward application process.
* Transparent Fees: While the app doesn't explicitly state interest rates, the emphasis on no late fees suggests potential transparency regarding other charges. However, further details about the APR would be beneficial.
* Possible Card: The app mentions a supplementary Possible Card offering a 0% APR for qualified customers, adding a credit-building component with a potential monthly fee.
3. Use Cases:
The Possible app is useful for individuals needing immediate access to small amounts of cash for unexpected expenses like car repairs, medical bills, or temporary shortfalls in income. It's also suitable for those looking to improve their credit scores by establishing a positive payment history. The flexibility in repayment options can be advantageous for individuals who anticipate occasional payment difficulties.
4. Target Audience:
The app targets individuals with limited or damaged credit who need quick access to small amounts of money. This includes those who may have previously relied on payday loans but seek a less expensive alternative. The credit-building aspect also appeals to young adults or those new to managing credit.
5. Overall Assessment:
Possible presents a compelling alternative to traditional payday loans, emphasizing affordability and credit-building potential. The high app store rating and numerous positive testimonials suggest a generally positive user experience. However, transparency regarding interest rates and APRs, particularly for the Possible Card, is crucial for a complete understanding of the costs involved. While the claim of saving users money compared to payday loans is compelling, potential users should carefully compare the total cost of borrowing with other available options. The app's success hinges on its ability to balance providing quick access to funds with responsible lending practices and clear cost disclosure. Overall, it appears to be a potentially valuable tool for those who meet its eligibility criteria and carefully consider its terms.
Screenshots
App Information
Updated
2018-05-25
Content Rating
4+
Contains Ads
No
Developer
Possible Finance
Price
$0.00
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