Lenme: Investing and Borrowing
by Lenme Inc.
App Store
Finance
Free
4.3
Rating
45,285
Reviews
-
Downloads
16
Views
Description
ACCESS INSTANT $200 CASH ADVANCE - NO MATTER YOUR CREDIT SCORE!
Welcome to Lenme, the one-stop app where your money needs meet real solutions—fast, fair, and flexible. Whether you're facing an unexpected bill or just need a boost until payday, Lenme makes Personal Loans and Instant Cash Advances simple and accessible for everyone.
UNLOCK FAST CASH, TOTAL CONTROL, AND ZERO STRESS
All-Inclusive Loan Options: Whether you need $50 or $5,000, Lenme has the Loan designed for your needs—groceries, bills, emergencies, you name it.
No Hidden Fees: Enjoy full transparency. Your subscription gives you access to thousands of lenders ready to fund you—with zero tips, extra fees, or surprise charges.
Balance Guard = Full Protection: Tired of overdraft fees? Just set a balance limit, and Lenme will auto-secure a Cash Advance to protect your account.
Instant Offers: Post your request and get real funding offers from our trusted lenders—often in just minutes.
Loans on Your Terms: You choose the amount, repayment period, and the offer that fits your lifestyle. No pressure, only options.
Daily Deals, Big Savings: Enjoy access to money-saving tools like Credit Score boosters, Insurance plans, and Side Hustle programs—all in our Marketplace.
Lenme isn’t just for borrowers. It’s also the perfect gateway to Passive Income and Financial Freedom.
LENDERS – MAKE MONEY WHILE YOU SLEEP
Access 2.5M+ Borrowers: Gain access to millions of verified loan seekers.
You’re in Charge: Set your own interest rates, send offers, and lend on your terms.
Automate Everything: From lending to withdrawals, Lenme’s automation tools handle it all—effortlessly growing your earnings.
OWN CRYPTO? WE HAVE A SPECIAL LOAN FOR YOU!
By connecting your crypto wallet, you unlock exclusive access to Personal Loans up to $10,000—a new kind of borrowing backed by your assets. Download Lenme now and experience the smarter, faster way to access Cash Advances or Personal Loans you deserve—no matter where life takes you.
Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the “feed” tab within the app allows users to see which loans are being funded and at what interest rate.
Lenme offers a monthly/annual subscription through Apple Pay. LenmePredict, our machine learning algorithm, is a standalone product offered for lenders through Apple Pay for purchase either per-use or monthly/annual subscription. Subscriptions will automatically renew unless canceled within 24 hours before the end of the subscription period. You can cancel anytime via your iTunes account.
Crypto-backed loans, our new product allows investors to fund cash loans backed by cryptocurrency owned by the borrower. Cryptocurrencies are used as collateral and maybe liquidated in case of default or sudden price drop of the held currency.
Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period, paid in installments. Lenders can offer loans for a minimum of 3% APR based on the credit score and their own criteria. The lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis.
A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with a total interest and fees of $76.96.
For more information, see our Terms of Use and Privacy Policy.
https://lenme.com/privacy-policy/
https://lenme.com/term-of-use/
Welcome to Lenme, the one-stop app where your money needs meet real solutions—fast, fair, and flexible. Whether you're facing an unexpected bill or just need a boost until payday, Lenme makes Personal Loans and Instant Cash Advances simple and accessible for everyone.
UNLOCK FAST CASH, TOTAL CONTROL, AND ZERO STRESS
All-Inclusive Loan Options: Whether you need $50 or $5,000, Lenme has the Loan designed for your needs—groceries, bills, emergencies, you name it.
No Hidden Fees: Enjoy full transparency. Your subscription gives you access to thousands of lenders ready to fund you—with zero tips, extra fees, or surprise charges.
Balance Guard = Full Protection: Tired of overdraft fees? Just set a balance limit, and Lenme will auto-secure a Cash Advance to protect your account.
Instant Offers: Post your request and get real funding offers from our trusted lenders—often in just minutes.
Loans on Your Terms: You choose the amount, repayment period, and the offer that fits your lifestyle. No pressure, only options.
Daily Deals, Big Savings: Enjoy access to money-saving tools like Credit Score boosters, Insurance plans, and Side Hustle programs—all in our Marketplace.
Lenme isn’t just for borrowers. It’s also the perfect gateway to Passive Income and Financial Freedom.
LENDERS – MAKE MONEY WHILE YOU SLEEP
Access 2.5M+ Borrowers: Gain access to millions of verified loan seekers.
You’re in Charge: Set your own interest rates, send offers, and lend on your terms.
Automate Everything: From lending to withdrawals, Lenme’s automation tools handle it all—effortlessly growing your earnings.
OWN CRYPTO? WE HAVE A SPECIAL LOAN FOR YOU!
By connecting your crypto wallet, you unlock exclusive access to Personal Loans up to $10,000—a new kind of borrowing backed by your assets. Download Lenme now and experience the smarter, faster way to access Cash Advances or Personal Loans you deserve—no matter where life takes you.
Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the “feed” tab within the app allows users to see which loans are being funded and at what interest rate.
Lenme offers a monthly/annual subscription through Apple Pay. LenmePredict, our machine learning algorithm, is a standalone product offered for lenders through Apple Pay for purchase either per-use or monthly/annual subscription. Subscriptions will automatically renew unless canceled within 24 hours before the end of the subscription period. You can cancel anytime via your iTunes account.
Crypto-backed loans, our new product allows investors to fund cash loans backed by cryptocurrency owned by the borrower. Cryptocurrencies are used as collateral and maybe liquidated in case of default or sudden price drop of the held currency.
Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period, paid in installments. Lenders can offer loans for a minimum of 3% APR based on the credit score and their own criteria. The lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis.
A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with a total interest and fees of $76.96.
For more information, see our Terms of Use and Privacy Policy.
https://lenme.com/privacy-policy/
https://lenme.com/term-of-use/
Expert Review & Analysis
## Lenme: Investing and Borrowing App Review
Lenme is a mobile application functioning as a peer-to-peer lending platform, connecting borrowers seeking loans with lenders offering funds. Its primary purpose is to facilitate quick and accessible access to personal loans and cash advances, targeting individuals with varying credit scores. Beyond borrowing, Lenme also offers a platform for individuals to invest and earn passive income by lending money to borrowers.
1. What the App Does: The app's core functions revolve around loan facilitation. Borrowers can request loans ranging from $50 to $5,000, with repayment periods and amounts customizable. Lenders, on the other hand, can browse loan requests, set their interest rates, and invest in loans that meet their criteria. A key feature is the "feed" showing active loans and interest rates, promoting transparency. The app also offers additional services like credit score boosters, insurance plans, and side hustle programs through its marketplace. A unique offering is crypto-backed loans, allowing borrowers to use cryptocurrency as collateral.
2. Key Features: Lenme's strengths lie in its speed and accessibility. The promise of instant cash advances and quick loan approvals is a significant draw. The app emphasizes transparency with upfront disclosures of fees and interest rates, avoiding hidden charges. The customizable loan options provide flexibility for both borrowers and lenders. The inclusion of a marketplace offering supplementary financial services adds value beyond the core lending function. The crypto-backed loan feature caters to a niche market and could attract a specific user base. Finally, the automation features for lenders simplify the investment process.
3. Use Cases: Lenme is useful for individuals needing quick access to funds for emergencies, unexpected bills, or short-term financial needs. It’s also beneficial for those with less-than-perfect credit scores who might struggle to obtain loans through traditional channels. For lenders, Lenme provides an avenue for passive income generation, potentially offering higher returns than traditional savings accounts. The app's marketplace features can be useful for users seeking to improve their financial health or explore additional income streams.
4. Target Audience: The app targets a broad audience, including individuals needing quick loans, those with less-than-ideal credit, and investors seeking alternative investment opportunities. The inclusion of crypto-backed loans specifically targets individuals with cryptocurrency holdings. The app's accessibility and ease of use suggest it could appeal to both tech-savvy and less tech-proficient users.
5. Overall Assessment: Lenme presents a potentially valuable service, combining borrowing and lending functionalities in a single, user-friendly application. The emphasis on transparency and customization is positive. However, potential users should carefully review the interest rates and fees, as these can vary significantly depending on the lender and borrower's profile. The 4.3-star rating suggests a generally positive user experience, but individual experiences may differ. The app's success hinges on maintaining the trust and security of its platform and ensuring responsible lending practices. Further investigation into the lender verification process and the app's security measures is recommended before engaging with the platform. The lack of developer information is a concern and could impact user trust.
Lenme is a mobile application functioning as a peer-to-peer lending platform, connecting borrowers seeking loans with lenders offering funds. Its primary purpose is to facilitate quick and accessible access to personal loans and cash advances, targeting individuals with varying credit scores. Beyond borrowing, Lenme also offers a platform for individuals to invest and earn passive income by lending money to borrowers.
1. What the App Does: The app's core functions revolve around loan facilitation. Borrowers can request loans ranging from $50 to $5,000, with repayment periods and amounts customizable. Lenders, on the other hand, can browse loan requests, set their interest rates, and invest in loans that meet their criteria. A key feature is the "feed" showing active loans and interest rates, promoting transparency. The app also offers additional services like credit score boosters, insurance plans, and side hustle programs through its marketplace. A unique offering is crypto-backed loans, allowing borrowers to use cryptocurrency as collateral.
2. Key Features: Lenme's strengths lie in its speed and accessibility. The promise of instant cash advances and quick loan approvals is a significant draw. The app emphasizes transparency with upfront disclosures of fees and interest rates, avoiding hidden charges. The customizable loan options provide flexibility for both borrowers and lenders. The inclusion of a marketplace offering supplementary financial services adds value beyond the core lending function. The crypto-backed loan feature caters to a niche market and could attract a specific user base. Finally, the automation features for lenders simplify the investment process.
3. Use Cases: Lenme is useful for individuals needing quick access to funds for emergencies, unexpected bills, or short-term financial needs. It’s also beneficial for those with less-than-perfect credit scores who might struggle to obtain loans through traditional channels. For lenders, Lenme provides an avenue for passive income generation, potentially offering higher returns than traditional savings accounts. The app's marketplace features can be useful for users seeking to improve their financial health or explore additional income streams.
4. Target Audience: The app targets a broad audience, including individuals needing quick loans, those with less-than-ideal credit, and investors seeking alternative investment opportunities. The inclusion of crypto-backed loans specifically targets individuals with cryptocurrency holdings. The app's accessibility and ease of use suggest it could appeal to both tech-savvy and less tech-proficient users.
5. Overall Assessment: Lenme presents a potentially valuable service, combining borrowing and lending functionalities in a single, user-friendly application. The emphasis on transparency and customization is positive. However, potential users should carefully review the interest rates and fees, as these can vary significantly depending on the lender and borrower's profile. The 4.3-star rating suggests a generally positive user experience, but individual experiences may differ. The app's success hinges on maintaining the trust and security of its platform and ensuring responsible lending practices. Further investigation into the lender verification process and the app's security measures is recommended before engaging with the platform. The lack of developer information is a concern and could impact user trust.
Screenshots
App Information
Updated
2018-09-20
Content Rating
17+
Contains Ads
No
Developer
Lenme Inc.
Price
$0.00
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