Gusto Mobile

Gusto Mobile

by Gusto, inc.

App Store Finance Free
4.8
Rating
31,327
Reviews
-
Downloads
12
Views

Description

Gusto simplifies payroll, paycheck management, time tracking, and savings for small businesses—making it easier to manage tasks on the go with powerful tools for both employees and employers.

For business owners and payroll administrators:

Payroll: Easily run regular or off-cycle payroll on the go.
Team: View and manage critical team information in one place.
Onboarding: Add and onboard employees directly from the app.
Notifications: Set up notifications and permissions to suit your business.

For employees:

Paychecks: Easily manage paychecks and route money to different bank accounts.
Early Pay: Receive paychecks up to 2 days early¹ and access advances between paydays with Gusto Wallet.²
Benefits: Manage your benefits or sign up for special offers.
Documents: Access and sign important documents.
Time: Track your hours and request time off.



¹ With a Gusto spending account, your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds.

² On-Demand Pay provided by Clair. Clair is a financial services company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Advance amounts may vary. Terms and conditions apply.

The Gusto Savings goals and Gusto Spending account are issued by nbkc bank, Member FDIC. Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.


FDIC insurance is provided by nbkc bank, Member FDIC. Any balances you hold with nbkc bank, including but not limited to those balances held in Gusto Spending accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. Gusto is not FDIC-insured. FDIC insurance only covers the failure of an insured bank. If you have funds jointly owned, these funds would be separately insured for up to $250,000 for each joint account owner. nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Gusto Spending accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit https://www.cambr.com/bank-list. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at https://www.fdic.gov/resources/deposit-insurance/.

Expert Review & Analysis

## Gusto Mobile App Review: A Comprehensive Look

Gusto Mobile is a comprehensive payroll and financial management application designed to streamline operations for small businesses and their employees. Its core purpose is to consolidate various HR and financial tasks into a single, easily accessible mobile platform. This eliminates the need for multiple applications and simplifies processes for both employers and staff.

1. What the App Does:

The app's primary function is to facilitate payroll management. This includes creating and processing payrolls (regular and off-cycle), managing employee information, and onboarding new hires. Beyond payroll, Gusto Mobile offers robust features for time tracking, benefit management, and even integrates financial tools like early pay access and savings accounts. For employees, it provides a centralized location to access pay stubs, manage bank accounts, and request time off.

2. Key Features:

Gusto Mobile's strengths lie in its integration and ease of use. The ability to manage payroll, employee information, and time-off requests within a single app significantly reduces administrative overhead for employers. Key advantages include:

* Streamlined Payroll: Running payroll on the go is a significant time-saver, eliminating the need for desktop access.
* Integrated Financial Tools: Early pay access (Gusto Wallet) and savings account options provide valuable employee benefits, enhancing employee satisfaction and potentially reducing employee financial stress.
* Centralized Employee Management: Employers can easily manage employee information, benefits, and onboarding processes within the app.
* User-Friendly Interface: The app is designed for intuitive navigation, making it accessible to users with varying levels of technical expertise.
* Robust Notification System: Customizable notifications keep both employers and employees informed about important updates and deadlines.

3. Use Cases:

Gusto Mobile is particularly useful for:

* Small business owners: Simplifying payroll and HR tasks allows them to focus on other aspects of their business.
* Payroll administrators: The app streamlines payroll processing, reducing errors and saving time.
* Employees: Easy access to pay stubs, benefits information, and time-off request capabilities improves transparency and convenience.
* Businesses requiring efficient onboarding: The app's onboarding features streamline the process of adding new employees.

4. Target Audience:

The ideal users of Gusto Mobile are small business owners and their employees. The app is specifically tailored to the needs of companies that may not have dedicated HR or payroll departments. While larger companies might benefit from some aspects, the app's focus on ease of use and integration makes it most suitable for smaller organizations.

5. Overall Assessment:

Gusto Mobile receives a well-deserved 4.8/5 rating. Its comprehensive feature set, user-friendly design, and integration of financial tools make it a valuable asset for small businesses. The convenience it offers to both employers and employees is a significant advantage. While the integration with third-party services like Clair and nbkc bank adds functionality, it's crucial for users to understand the terms and conditions associated with these services, particularly regarding FDIC insurance coverage. Overall, Gusto Mobile is a powerful and efficient tool that simplifies complex HR and financial processes, making it a strong recommendation for small businesses seeking a streamlined solution.
Review published on June 22, 2025

Screenshots

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App Information
Updated
2020-09-28
Content Rating
4+
Contains Ads
No
Developer
Gusto, inc.
Price
$0.00
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