Ally: Bank, Auto & Invest
by Ally Financial Inc.
App Store
Finance
Free
4.7
Rating
93,301
Reviews
-
Downloads
37
Views
Description
Making your financial life simple and secure has always been our thing. Easily manage your bank, credit card, invest and auto accounts on the go — all in one app.
Ally Auto
• Make one-time vehicle payments or use Auto Pay to schedule future payments
• Manage multiple vehicles from your Snapshot
• Stay on top of your financial health with free FICO® Score updates
Ally Bank
• Save more with smart savings tools: buckets and boosters
• Avoid monthly maintenance fees and hidden fees
• Your deposits are insured by the FDIC up to the maximum allowed by law
Ally Credit Card
• Make secure credit card payments, review credit statements, and check your FICO® Score for free
• Ally Mastercard credit cards available by invitation only
Ally Invest
• With Robo Portfolio, choose one strategy, then select cash enhanced for no advisory fee, or invest more money in the market with a fee-based, market-focused portfolio
• For the more hands-on investor, trade commission free on eligible U.S. stocks and funds with Self-Directed Trading
• With Personal Advice, start with a $100,000 minimum in assets under care and receive ongoing guidance from one dedicated advisor for all your assets — even ones we don’t manage
We’re serious about security
• We never store personal or account information on your phone
• Our security codes provide extra protection when you log in from a computer or device we don’t recognize
• Our online and mobile security guarantee protects you against fraudulent transactions
You should know
• The Ally app is free — your mobile carrier’s message and data rates may apply
• FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries
• Deposit and mortgage products are offered by Ally Bank, Member FDIC; Equal Housing Lender, NMLS ID 181005
• Savings buckets and boosters are features of the Ally Bank Savings Account. Spending buckets are a feature of the Ally Bank Spending Account
• Early direct deposit, a feature of Ally Bank’s Spending Account, offers eligible direct deposits up to two days sooner
• Securities products and services offered through Ally Invest Securities LLC, member finra.org/#/ / sipc.org. For background on Ally Invest Securities go to brokercheck.finra.org/firm/summary/136131. Advisory services offered through Ally Invest Advisors Inc., a registered investment adviser. Ally Bank, Ally Invest Advisors, and Ally Invest Securities are wholly owned subsidiaries of Ally Financial Inc. ally.com/invest/disclosures/. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE
• Ally Invest doesn't charge commissions for stocks and ETFs priced $2 and higher. Stocks priced less than $2 are charged a base commission up to $4.95 plus 1 cent per share on the entire order. See ally.com/invest/commissions-and-fees/ for more information
Ally Auto
• Make one-time vehicle payments or use Auto Pay to schedule future payments
• Manage multiple vehicles from your Snapshot
• Stay on top of your financial health with free FICO® Score updates
Ally Bank
• Save more with smart savings tools: buckets and boosters
• Avoid monthly maintenance fees and hidden fees
• Your deposits are insured by the FDIC up to the maximum allowed by law
Ally Credit Card
• Make secure credit card payments, review credit statements, and check your FICO® Score for free
• Ally Mastercard credit cards available by invitation only
Ally Invest
• With Robo Portfolio, choose one strategy, then select cash enhanced for no advisory fee, or invest more money in the market with a fee-based, market-focused portfolio
• For the more hands-on investor, trade commission free on eligible U.S. stocks and funds with Self-Directed Trading
• With Personal Advice, start with a $100,000 minimum in assets under care and receive ongoing guidance from one dedicated advisor for all your assets — even ones we don’t manage
We’re serious about security
• We never store personal or account information on your phone
• Our security codes provide extra protection when you log in from a computer or device we don’t recognize
• Our online and mobile security guarantee protects you against fraudulent transactions
You should know
• The Ally app is free — your mobile carrier’s message and data rates may apply
• FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries
• Deposit and mortgage products are offered by Ally Bank, Member FDIC; Equal Housing Lender, NMLS ID 181005
• Savings buckets and boosters are features of the Ally Bank Savings Account. Spending buckets are a feature of the Ally Bank Spending Account
• Early direct deposit, a feature of Ally Bank’s Spending Account, offers eligible direct deposits up to two days sooner
• Securities products and services offered through Ally Invest Securities LLC, member finra.org/#/ / sipc.org. For background on Ally Invest Securities go to brokercheck.finra.org/firm/summary/136131. Advisory services offered through Ally Invest Advisors Inc., a registered investment adviser. Ally Bank, Ally Invest Advisors, and Ally Invest Securities are wholly owned subsidiaries of Ally Financial Inc. ally.com/invest/disclosures/. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE
• Ally Invest doesn't charge commissions for stocks and ETFs priced $2 and higher. Stocks priced less than $2 are charged a base commission up to $4.95 plus 1 cent per share on the entire order. See ally.com/invest/commissions-and-fees/ for more information
Expert Review & Analysis
## Ally: Bank, Auto & Invest App Review
The Ally app consolidates banking, auto loan management, and investment services into a single mobile platform. Its primary purpose is to provide users with convenient and secure access to their Ally accounts, streamlining financial management on the go.
1. What the App Does: The Ally app offers a comprehensive suite of financial tools. It allows users to manage their Ally Bank accounts (checking, savings, spending accounts), including making transfers, monitoring balances, utilizing savings features like "buckets" and "boosters," and accessing early direct deposit. The app also facilitates auto loan management, enabling one-time payments, setting up auto-pay, and tracking multiple vehicle payments. Furthermore, it provides access to Ally Invest services, offering Robo-portfolio investing options (with and without advisory fees), commission-free self-directed trading (with some exceptions for low-priced stocks), and access to personal advisory services for high-net-worth individuals. Ally credit card holders can manage their accounts, pay bills, and view statements within the app. Crucially, the app provides free FICO® score updates across multiple services.
2. Key Features & Strengths: The app's major strength lies in its consolidation of multiple financial services. This eliminates the need for juggling multiple apps, improving efficiency and organization. Free FICO® score updates offer valuable financial insight. The "buckets" and "boosters" in the savings account are innovative features that promote savings goals. The range of investment options caters to both novice and experienced investors, from robo-advisory services to commission-free self-directed trading. The emphasis on security, with no personal information stored on the device and robust security protocols, is a significant advantage. The app's user-friendly interface (although not explicitly detailed in the description) is implied by its high rating.
3. Use Cases: The Ally app is useful for anyone with Ally accounts (bank, auto loan, investment, credit card). It's particularly beneficial for individuals who:
* Want to manage multiple financial aspects of their lives in one place.
* Value convenience and accessibility to their accounts anytime, anywhere.
* Are interested in automated savings tools and goal-based financial management.
* Need to track auto loan payments efficiently.
* Are looking for a user-friendly platform for investing, whether through robo-advisors or self-directed trading.
4. Target Audience: The app's target audience is broad, encompassing individuals and families who are already Ally customers or are looking for a comprehensive financial management solution. It's suitable for those comfortable with online banking and investing, ranging from beginners utilizing robo-advisory services to experienced investors engaging in self-directed trading. The availability of personal advisory services targets high-net-worth individuals seeking personalized financial guidance.
5. Overall Assessment: The Ally app receives a high rating (4.7/5) and for good reason. Its all-in-one approach to financial management, combined with useful features like free FICO® scores, automated savings tools, and a range of investment options, makes it a compelling choice for many users. The emphasis on security further enhances its appeal. While the app’s description lacks detail on the user interface and user experience, the high rating suggests a positive user experience. The inclusion of commission-free trading (with caveats) and personal advisory services broadens its appeal across different investor profiles. However, potential users should carefully review the fees and terms associated with different services, particularly within Ally Invest, before committing. Overall, the Ally app is a well-designed and potentially valuable tool for managing various aspects of one's financial life.
The Ally app consolidates banking, auto loan management, and investment services into a single mobile platform. Its primary purpose is to provide users with convenient and secure access to their Ally accounts, streamlining financial management on the go.
1. What the App Does: The Ally app offers a comprehensive suite of financial tools. It allows users to manage their Ally Bank accounts (checking, savings, spending accounts), including making transfers, monitoring balances, utilizing savings features like "buckets" and "boosters," and accessing early direct deposit. The app also facilitates auto loan management, enabling one-time payments, setting up auto-pay, and tracking multiple vehicle payments. Furthermore, it provides access to Ally Invest services, offering Robo-portfolio investing options (with and without advisory fees), commission-free self-directed trading (with some exceptions for low-priced stocks), and access to personal advisory services for high-net-worth individuals. Ally credit card holders can manage their accounts, pay bills, and view statements within the app. Crucially, the app provides free FICO® score updates across multiple services.
2. Key Features & Strengths: The app's major strength lies in its consolidation of multiple financial services. This eliminates the need for juggling multiple apps, improving efficiency and organization. Free FICO® score updates offer valuable financial insight. The "buckets" and "boosters" in the savings account are innovative features that promote savings goals. The range of investment options caters to both novice and experienced investors, from robo-advisory services to commission-free self-directed trading. The emphasis on security, with no personal information stored on the device and robust security protocols, is a significant advantage. The app's user-friendly interface (although not explicitly detailed in the description) is implied by its high rating.
3. Use Cases: The Ally app is useful for anyone with Ally accounts (bank, auto loan, investment, credit card). It's particularly beneficial for individuals who:
* Want to manage multiple financial aspects of their lives in one place.
* Value convenience and accessibility to their accounts anytime, anywhere.
* Are interested in automated savings tools and goal-based financial management.
* Need to track auto loan payments efficiently.
* Are looking for a user-friendly platform for investing, whether through robo-advisors or self-directed trading.
4. Target Audience: The app's target audience is broad, encompassing individuals and families who are already Ally customers or are looking for a comprehensive financial management solution. It's suitable for those comfortable with online banking and investing, ranging from beginners utilizing robo-advisory services to experienced investors engaging in self-directed trading. The availability of personal advisory services targets high-net-worth individuals seeking personalized financial guidance.
5. Overall Assessment: The Ally app receives a high rating (4.7/5) and for good reason. Its all-in-one approach to financial management, combined with useful features like free FICO® scores, automated savings tools, and a range of investment options, makes it a compelling choice for many users. The emphasis on security further enhances its appeal. While the app’s description lacks detail on the user interface and user experience, the high rating suggests a positive user experience. The inclusion of commission-free trading (with caveats) and personal advisory services broadens its appeal across different investor profiles. However, potential users should carefully review the fees and terms associated with different services, particularly within Ally Invest, before committing. Overall, the Ally app is a well-designed and potentially valuable tool for managing various aspects of one's financial life.
Screenshots
App Information
Updated
2012-04-27
Content Rating
4+
Contains Ads
No
Developer
Ally Financial Inc.
Price
$0.00
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