Acorns: Invest For Your Future
by Acorns Grow Incorporated
App Store
Finance
Free
4.7
Rating
922,581
Reviews
-
Downloads
15
Views
Description
Acorns helps you save, invest, and grow for your future. Our automated saving, investing, and spending tools help you grow your money and your financial wellness.
At Acorns, we believe that financial wellness is for everybody. It has nothing to do with how much you make — it’s about finding balance with what you have. Financial wellness is when you are spending smarter today, saving for tomorrow, and investing for your future all at once.
More than 14,000,000 Americans have invested over $25,000,000,000 with Acorns. You can get started in under 5 minutes, with as little as your spare change.
SECURE: Acorns is committed to your security with 2-factor authentication, fraud protection, 256-bit data encryption, and all-digital card lock. Acorns Investment accounts are SIPC-protected up to $500,000, and Acorns checking accounts are FDIC-insured up to $250,000.
WHAT’S IN THE APP:
INVEST:
- EASY, AUTOMATED INVESTING
Your money is automatically invested into one of our diversified, ETF portfolios, built by experts and recommended for you. You can invest spare change each time you make a purchase with Round-Ups®, or set up automated recurring investments starting as low as $5.
- INVEST IN BITS OF BITCOIN
Ride Bitcoin’s highs and ride out its lows by allocating up to 5% of your already-diversified portfolio towards a Bitcoin-linked ETF.
- PERSONALIZE YOUR PORTFOLIO
Personalize your investments with a Custom Portfolio, allowing you to add individual stocks from the largest 100+ public US companies.
- INVEST FOR RETIREMENT
Save for your golden years with an Acorns Later retirement account, and get a 3% IRA match on new contributions during your first year with Acorns Gold.
- INVEST FOR YOUR KIDS
Start building your kids’ futures with Acorns Early Invest, a dedicated investment account for your kids. Plus, we’ll match your investments by 1%!
SAVE:
- EMERGENCY FUND
Build savings for life’s unexpected hiccups, including a 4.05% APY to help your money grow.
- CHECKING WITH APY
Earn 2.57% on your checking account with the Mighty Oak debit card.
AND MORE:
- KIDS & TEEN DEBIT CARD
Teach your kids financial wellness with an Acorns Early debit card, included in the Gold subscription.
- EARN BONUS INVESTMENTS
Shop 12,000+ brands and receive bonus investments and exclusive deals from your favorite brands. Plus, earn limited-time referral bonuses of up to $1,200.
- GROW YOUR MONEY KNOWLEDGE
Access custom articles, videos, courses, and live Q&As to learn about investment and savings strategies.
SUBSCRIPTION PLANS
Whether you’re new to investing or planning for your family’s future, we bundle our money tools into subscription plans. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.
Bronze ($3/mo)
—
Investing tools to get you started on your financial journey.
- Round-Ups®
- Expert-built diversified portfolio
- Retirement account
- Checking account, and more
Silver ($6/mo)
—
Level up your saving and investing skills.
- Everything in Bronze
- 1% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Silver
- Emergency fund
- Courses and videos to help you grow your money knowledge
- Live Q&As with investing experts
Gold ($12/mo)
—
Full suite of saving, investing, and learning tools for you and your family.
- Everything in Silver
- 3% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Gold
- Investment accounts for your kids with a 1% match
- Acorns Early smart money app and debit card for kids
- Ability to add individual stocks to your portfolio
- $10,000 life insurance policy
- Complimentary Will, and more
—
Disclosures are available in the images above and at www.acorns.com/disclosures
5300 California Ave Irvine CA 92617
At Acorns, we believe that financial wellness is for everybody. It has nothing to do with how much you make — it’s about finding balance with what you have. Financial wellness is when you are spending smarter today, saving for tomorrow, and investing for your future all at once.
More than 14,000,000 Americans have invested over $25,000,000,000 with Acorns. You can get started in under 5 minutes, with as little as your spare change.
SECURE: Acorns is committed to your security with 2-factor authentication, fraud protection, 256-bit data encryption, and all-digital card lock. Acorns Investment accounts are SIPC-protected up to $500,000, and Acorns checking accounts are FDIC-insured up to $250,000.
WHAT’S IN THE APP:
INVEST:
- EASY, AUTOMATED INVESTING
Your money is automatically invested into one of our diversified, ETF portfolios, built by experts and recommended for you. You can invest spare change each time you make a purchase with Round-Ups®, or set up automated recurring investments starting as low as $5.
- INVEST IN BITS OF BITCOIN
Ride Bitcoin’s highs and ride out its lows by allocating up to 5% of your already-diversified portfolio towards a Bitcoin-linked ETF.
- PERSONALIZE YOUR PORTFOLIO
Personalize your investments with a Custom Portfolio, allowing you to add individual stocks from the largest 100+ public US companies.
- INVEST FOR RETIREMENT
Save for your golden years with an Acorns Later retirement account, and get a 3% IRA match on new contributions during your first year with Acorns Gold.
- INVEST FOR YOUR KIDS
Start building your kids’ futures with Acorns Early Invest, a dedicated investment account for your kids. Plus, we’ll match your investments by 1%!
SAVE:
- EMERGENCY FUND
Build savings for life’s unexpected hiccups, including a 4.05% APY to help your money grow.
- CHECKING WITH APY
Earn 2.57% on your checking account with the Mighty Oak debit card.
AND MORE:
- KIDS & TEEN DEBIT CARD
Teach your kids financial wellness with an Acorns Early debit card, included in the Gold subscription.
- EARN BONUS INVESTMENTS
Shop 12,000+ brands and receive bonus investments and exclusive deals from your favorite brands. Plus, earn limited-time referral bonuses of up to $1,200.
- GROW YOUR MONEY KNOWLEDGE
Access custom articles, videos, courses, and live Q&As to learn about investment and savings strategies.
SUBSCRIPTION PLANS
Whether you’re new to investing or planning for your family’s future, we bundle our money tools into subscription plans. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.
Bronze ($3/mo)
—
Investing tools to get you started on your financial journey.
- Round-Ups®
- Expert-built diversified portfolio
- Retirement account
- Checking account, and more
Silver ($6/mo)
—
Level up your saving and investing skills.
- Everything in Bronze
- 1% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Silver
- Emergency fund
- Courses and videos to help you grow your money knowledge
- Live Q&As with investing experts
Gold ($12/mo)
—
Full suite of saving, investing, and learning tools for you and your family.
- Everything in Silver
- 3% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Gold
- Investment accounts for your kids with a 1% match
- Acorns Early smart money app and debit card for kids
- Ability to add individual stocks to your portfolio
- $10,000 life insurance policy
- Complimentary Will, and more
—
Disclosures are available in the images above and at www.acorns.com/disclosures
5300 California Ave Irvine CA 92617
Expert Review & Analysis
## Acorns: Invest For Your Future - A Comprehensive Review
Acorns is a mobile application designed to simplify investing and savings for users of all financial backgrounds. Its primary purpose is to make investing accessible and automated, encouraging users to build wealth gradually through various tools and features. The app aims to promote financial wellness by combining investing, saving, and educational resources in one platform.
1. What the App Does: Acorns offers a suite of financial tools centered around automated investing and savings. Users can link their bank accounts to automatically invest spare change ("Round-Ups") from purchases, set up recurring investments, and contribute to retirement and children's investment accounts. Beyond investing, the app provides features for building an emergency fund, a high-yield checking account, and even a debit card for children. Educational content, including articles, videos, and Q&As, further supports users in improving their financial literacy.
2. Key Features: Acorns' strengths lie in its user-friendly interface, automated investing features, and tiered subscription model catering to different needs and budgets. The automated Round-Ups feature makes investing effortless and removes the psychological barrier to entry for many. The diversified portfolios, managed by experts, offer a low-risk approach to investing, suitable for beginners. The inclusion of a high-yield checking account and emergency fund options adds significant value, consolidating multiple financial needs into a single app. The educational resources contribute to financial literacy, empowering users to make informed decisions. The tiered subscription model (Bronze, Silver, Gold) allows users to scale their access to features based on their budget and financial goals. The integration of Bitcoin investment options caters to a wider range of investor preferences.
3. Use Cases: Acorns is particularly useful for:
* Beginners: Its simplicity and automated features make it ideal for those new to investing.
* Busy individuals: Automation minimizes the time commitment required for managing investments.
* Families: The kids' investment accounts and debit card make it a valuable tool for teaching children about financial responsibility.
* Those seeking financial education: The app's educational resources provide valuable insights and guidance.
* Users wanting a consolidated financial platform: The combination of investing, savings, and checking accounts streamlines financial management.
4. Target Audience: Acorns targets a broad audience, including millennials, young professionals, families, and individuals who want a simplified approach to investing and savings. Its focus on accessibility and ease of use makes it suitable for those with limited financial experience, while the advanced features and educational resources cater to more experienced users.
5. Overall Assessment: Acorns is a well-designed and effective application for simplifying investing and savings. Its intuitive interface, automated features, and tiered subscription model make it accessible to a wide range of users. While the subscription fees might be a deterrent for some, the value proposition, particularly for beginners, is strong. The inclusion of educational resources further enhances its value. However, potential users should carefully consider the subscription costs and compare them with other investing platforms before committing. The high rating of 4.7/5 on the App Store reflects its generally positive user experience. Overall, Acorns is a strong contender in the fintech space, successfully demystifying investing and making it more approachable for the average person.
Acorns is a mobile application designed to simplify investing and savings for users of all financial backgrounds. Its primary purpose is to make investing accessible and automated, encouraging users to build wealth gradually through various tools and features. The app aims to promote financial wellness by combining investing, saving, and educational resources in one platform.
1. What the App Does: Acorns offers a suite of financial tools centered around automated investing and savings. Users can link their bank accounts to automatically invest spare change ("Round-Ups") from purchases, set up recurring investments, and contribute to retirement and children's investment accounts. Beyond investing, the app provides features for building an emergency fund, a high-yield checking account, and even a debit card for children. Educational content, including articles, videos, and Q&As, further supports users in improving their financial literacy.
2. Key Features: Acorns' strengths lie in its user-friendly interface, automated investing features, and tiered subscription model catering to different needs and budgets. The automated Round-Ups feature makes investing effortless and removes the psychological barrier to entry for many. The diversified portfolios, managed by experts, offer a low-risk approach to investing, suitable for beginners. The inclusion of a high-yield checking account and emergency fund options adds significant value, consolidating multiple financial needs into a single app. The educational resources contribute to financial literacy, empowering users to make informed decisions. The tiered subscription model (Bronze, Silver, Gold) allows users to scale their access to features based on their budget and financial goals. The integration of Bitcoin investment options caters to a wider range of investor preferences.
3. Use Cases: Acorns is particularly useful for:
* Beginners: Its simplicity and automated features make it ideal for those new to investing.
* Busy individuals: Automation minimizes the time commitment required for managing investments.
* Families: The kids' investment accounts and debit card make it a valuable tool for teaching children about financial responsibility.
* Those seeking financial education: The app's educational resources provide valuable insights and guidance.
* Users wanting a consolidated financial platform: The combination of investing, savings, and checking accounts streamlines financial management.
4. Target Audience: Acorns targets a broad audience, including millennials, young professionals, families, and individuals who want a simplified approach to investing and savings. Its focus on accessibility and ease of use makes it suitable for those with limited financial experience, while the advanced features and educational resources cater to more experienced users.
5. Overall Assessment: Acorns is a well-designed and effective application for simplifying investing and savings. Its intuitive interface, automated features, and tiered subscription model make it accessible to a wide range of users. While the subscription fees might be a deterrent for some, the value proposition, particularly for beginners, is strong. The inclusion of educational resources further enhances its value. However, potential users should carefully consider the subscription costs and compare them with other investing platforms before committing. The high rating of 4.7/5 on the App Store reflects its generally positive user experience. Overall, Acorns is a strong contender in the fintech space, successfully demystifying investing and making it more approachable for the average person.
Screenshots
App Information
Updated
2014-08-26
Content Rating
4+
Contains Ads
No
Developer
Acorns Grow Incorporated
Price
$0.00
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